Toggle menu

Reduce your Council Tax

I am on a low income

Council Tax Support

Council Tax Support (also known as Council Tax Reduction) is a benefit to help people who are on a low income or claiming certain benefits to pay their Council Tax bill.

Each local council is responsible for operating their own Council Tax Support scheme so the amounts of support given across the country may vary.

The amount of Council Tax Support you will get depends on many factors, including:

  • which benefits you receive
  • your age
  • your income
  • your savings
  • who you live with
  • how much Council Tax you pay

You may get more Council Tax Support if you receive a disability or carers benefit.

If you receive the Guarantee Credit Part of Pension Credit you may even get your Council Tax paid in full. If you don't get Guarantee Credit but you have a low income and less than £16,000 in savings, you may still get some help.

Pensioners still need to pay Council Tax, but may get a discount if they live alone, or depending on their situation be entitled to Council Tax Support.

You can claim Council Tax Support regardless of whether you own your own home or rent, or whether you're working or unemployed.

 

Exceptional Hardship Policy/Fund

You will note below that part of the new scheme is a fund to assist tax payers who could find themselves in exceptional hardship without further assistance. The fund has limited capacity and is generally available to people who already receive council tax support - but need additional top up.

The principles behind the fund is to help people over a short term crisis when their income does not meet reasonable expenses. Please see the Exceptional Hardship Policy below for more information. If you would like to apply for such an award; please phone the council on 01237 428700 and speak to a benefit advisor who will talk this through with you.

 

Torridge District Council's Council Tax Support Scheme

 

Local Council Tax Support Scheme for Working Age People

The Council Tax Support Scheme for Torridge is based on the previous Council Tax Benefit Scheme with five changes and associated principles detailed below:

 

1. Everyone should pay something

All claimants will be required to pay a contribution to their council tax - This will be achieved by reducing everyone's Council Tax liability to 75% before any council tax support is awarded.

2. Those living in larger properties should not receive greater levels of support than those occupying smaller properties

Council Tax Support will be restricted to a Band D council tax liability (before the 75% liability restriction is applied). This would mean that households in higher banded properties would have their support reduced to the council tax liability level as if they occupied a band D property.

3. Those with relatively high savings or capital should pay toward their council tax

A  £6,000 savings or capital limit has been introduced for the new scheme compared to £16,000 currently set for council tax benefit.  This means that no Council Tax Support will be paid to households with more than £6,000 in savings

4. Withdrawal of Second Adult Rebate Allowance

Second Adult Rebate has been abolished in the new scheme .  This is where an allowance is provided when one member of a household is working and receiving low income while the liable person is not entitled to any rebate because their income is too high.

5. Provide additional support for exceptional cases through an Exceptional Hardship Fund

The Exceptional Hardship Fund is to help tax payers who could find themselves in exceptional hardship without further assistance. The fund has limited capacity and is generally available to people who already receive council tax support - but need additional top up.

The principles behind the fund is to help people over a short term crisis when their income does not meet reasonable expenses. Please see the Exceptional Hardship Policy below for more information. If you would like to apply for such an award; please phone the council on 01237 428700 and speak to a benefit advisor who will talk this through with you.

 

 

Definition of working and pensioner age group for CTS

The Section 13A Policy (Council Tax Support Scheme) description is as follows:

Working Age Policy applies to a person who:

  • Has not attained the qualifying age for state pension credit; or
  • Has attained the qualifying age for state pension credit if he, and his partner, is a person on income support, on an income based JSA, or on an income-related employment and support allowance. 
     

The Pension Age Policy applies to a person who:

  • Has attained the qualifying age for state pension credit; and
  • Is not, or if he has a partner, his partner is not a person on income support, on an income based JSA, or on an income-related employment and support allowance.
  • How do I claim?

  • Backdating your claim

    If there has been a reason which stopped or delayed you applying for housing benefit and/or council tax support you can ask for your claim to be 'backdated' so that it starts from an earlier date.

Overpayments

Overpayments

 

Related Downloads

 

          Exceptional Hardship Fund Policy 2021_22 [140kb] 

  •  

          Exceptional Hardship Form and Notes Nov 2019 [35kb] 

 

Share this page

Share on Facebook Share on Twitter Share by email